:root{
  --ink:#12232a;
  --ink-2:#3d5560;
  --line:#d9d2c4;
  --paper:#faf7f1;
  --paper-2:#f2ece1;
  --deep:#0f3b45;
  --deep-2:#14505d;
  --teal:#2a7a89;
  --amber:#b8781a;
  --amber-2:#e0a12a;
  --serif:Georgia,"Iowan Old Style","Times New Roman",serif;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --wrap:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-text-size-adjust:100%}
img,svg{max-width:100%}
a{color:#0d5c6c}
a:hover{color:var(--amber)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px}
.skip:focus{left:8px;top:8px;background:#fff;padding:8px 12px;z-index:99}

/* kop */
.topbar{background:var(--deep);color:#cfe4e8;font-size:13.5px}
.topbar .wrap{display:flex;flex-wrap:wrap;gap:22px;padding-top:7px;padding-bottom:7px}
.topbar span{white-space:nowrap}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.head{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--deep)}
.brand b{font-family:var(--serif);font-size:22px;letter-spacing:.2px;font-weight:700}
.brand small{display:block;font-size:11.5px;color:var(--ink-2);letter-spacing:.06em;text-transform:uppercase;font-weight:600}
nav.main{display:flex;gap:2px;align-items:center}
nav.main a,nav.main .drop>button{font:inherit;font-size:15.5px;color:var(--ink);text-decoration:none;padding:9px 12px;border:0;background:none;cursor:pointer;border-radius:4px}
nav.main a:hover,nav.main .drop>button:hover{background:var(--paper-2);color:var(--deep)}
nav.main a[aria-current="page"]{box-shadow:inset 0 -3px 0 var(--amber-2)}
.drop{position:relative}
.drop>button::after{content:"";display:inline-block;margin-left:7px;border:4px solid transparent;border-top-color:currentColor;transform:translateY(2px)}
.drop-menu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);box-shadow:0 14px 34px rgba(15,59,69,.14);min-width:270px;padding:8px;border-radius:6px}
.drop:hover .drop-menu,.drop:focus-within .drop-menu{display:block}
.drop-menu a{display:block;padding:7px 10px;font-size:15px}
.menu-toggle{display:none}
@media(max-width:960px){
  .menu-toggle{display:block;font:inherit;background:var(--deep);color:#fff;border:0;border-radius:5px;padding:9px 14px;cursor:pointer}
  nav.main{display:none;width:100%;flex-direction:column;align-items:stretch;padding-bottom:14px}
  nav.main.open{display:flex}
  .head{flex-wrap:wrap}
  .drop-menu{display:block;position:static;border:0;box-shadow:none;padding:0 0 0 14px}
  .drop>button{display:none}
}

/* hero */
.hero{background:var(--deep);color:#eaf3f4;padding:56px 0 60px}
.hero-grid{display:grid;grid-template-columns:1.25fr .95fr;gap:48px;align-items:center}
.hero h1{font-family:var(--serif);font-size:clamp(30px,4.2vw,46px);line-height:1.12;margin:0 0 16px;color:#fff}
.hero p{font-size:18.5px;color:#c8dee2;margin:0 0 26px;max-width:56ch}
.hero .btns{display:flex;gap:12px;flex-wrap:wrap}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr;gap:28px}}
.btn{display:inline-block;background:var(--amber-2);color:#20160a;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:4px;font-size:16px}
.btn:hover{background:#f0b03a;color:#20160a}
.btn.ghost{background:transparent;color:#eaf3f4;box-shadow:inset 0 0 0 1.5px rgba(234,243,244,.45)}
.btn.ghost:hover{background:rgba(234,243,244,.1);color:#fff}

/* strook */
.stats{background:var(--paper-2);border-bottom:1px solid var(--line)}
.stats .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;padding:26px 22px}
.stat b{font-family:var(--serif);font-size:34px;color:var(--deep);display:block;line-height:1}
.stat span{font-size:15px;color:var(--ink-2)}
@media(max-width:700px){.stats .wrap{grid-template-columns:1fr;gap:14px}}

main{padding:52px 0 10px}
section.blok{margin-bottom:56px}
h2{font-family:var(--serif);font-size:clamp(23px,2.6vw,31px);line-height:1.2;margin:0 0 16px;color:var(--deep)}
h3{font-family:var(--serif);font-size:21px;margin:30px 0 10px;color:var(--deep)}
h4{font-size:16px;margin:22px 0 8px;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-2)}
p{margin:0 0 15px}
.lead{font-size:19px;color:var(--ink-2);max-width:70ch}
.prose{max-width:74ch}
.prose ul,.prose ol{padding-left:20px;margin:0 0 16px}
.prose li{margin-bottom:6px}

/* kaarten */
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g4,.g3,.g2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:20px;text-decoration:none;color:inherit;display:block}
a.card:hover{border-color:var(--teal);box-shadow:0 10px 26px rgba(15,59,69,.09)}
.card .ico{color:var(--teal);margin-bottom:8px}
.card h3{margin:0 0 6px;font-size:19px}
.card p{margin:0;font-size:15px;color:var(--ink-2)}
.card .fam{font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--amber);font-weight:700;margin-bottom:6px}

/* tabellen */
.tabelwrap{overflow-x:auto;border:1px solid var(--line);border-radius:6px;background:#fff}
table{border-collapse:collapse;width:100%;font-size:15px}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--paper-2);font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-2)}
tbody tr:last-child td{border-bottom:0}
table.spec td:first-child{width:38%;color:var(--ink-2)}

/* lijsten met markering */
.tweekolom{display:grid;grid-template-columns:1fr 1fr;gap:22px}
@media(max-width:760px){.tweekolom{grid-template-columns:1fr}}
.paneel{background:#fff;border:1px solid var(--line);border-radius:6px;padding:20px}
.paneel h3{margin-top:0}
ul.tick,ul.cross{list-style:none;padding:0;margin:0}
ul.tick li,ul.cross li{padding-left:26px;position:relative;margin-bottom:9px;font-size:15.5px}
ul.tick li::before{content:"";position:absolute;left:2px;top:8px;width:9px;height:5px;border-left:2.5px solid var(--teal);border-bottom:2.5px solid var(--teal);transform:rotate(-45deg)}
ul.cross li::before{content:"";position:absolute;left:3px;top:7px;width:11px;height:11px;background:linear-gradient(45deg,transparent 44%,#b1503c 44%,#b1503c 56%,transparent 56%),linear-gradient(-45deg,transparent 44%,#b1503c 44%,#b1503c 56%,transparent 56%)}
ol.stappen{list-style:none;counter-reset:s;padding:0;margin:0}
ol.stappen li{counter-increment:s;position:relative;padding-left:44px;margin-bottom:14px}
ol.stappen li::before{content:counter(s);position:absolute;left:0;top:-1px;width:29px;height:29px;border-radius:50%;background:var(--deep);color:#fff;display:grid;place-items:center;font-size:14px;font-weight:700}

.callout{background:#fff;border-left:4px solid var(--amber-2);border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);border-radius:0 6px 6px 0;padding:20px 22px}
.callout h3{margin-top:0}
.callout p:last-child{margin-bottom:0}
.let-op{background:var(--paper-2);border:1px solid var(--line);border-radius:6px;padding:18px 20px}
.let-op ul{margin:0;padding-left:20px}

/* kruimelpad */
.kruimel{font-size:13.5px;color:var(--ink-2);padding:14px 0 0}
.kruimel a{color:var(--ink-2)}
.kruimel span{margin:0 7px;opacity:.6}

/* artikelen */
.artikel-kop{border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:26px}
h1{font-family:var(--serif);font-size:clamp(28px,3.6vw,40px);line-height:1.15;margin:6px 0 12px;color:var(--deep)}
.meta{font-size:14px;color:var(--ink-2)}
.artikellijst{list-style:none;padding:0;margin:0}
.artikellijst li{border-bottom:1px solid var(--line);padding:20px 0}
.artikellijst li:first-child{border-top:1px solid var(--line)}
.artikellijst h3{margin:0 0 6px}
.artikellijst p{margin:0;color:var(--ink-2);font-size:15.5px}
.kern{background:var(--deep);color:#dcecee;border-radius:6px;padding:22px 24px}
.kern h3{color:#fff;margin-top:0}
.kern ul{margin:0;padding-left:20px}
.kern li{margin-bottom:7px}

/* auteur */
.auteur{display:flex;gap:22px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:6px;padding:20px}
.auteur .portret{flex:0 0 auto;border-radius:50%}
.auteur p{margin:0;font-size:15px;color:var(--ink-2)}
.auteur b{color:var(--ink);font-size:16px}
@media(max-width:560px){.auteur{flex-direction:column;text-align:center}}

/* wijzer */
.wijzer{background:#fff;border:1px solid var(--line);border-radius:6px;padding:24px}
.wijzer-velden{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:680px){.wijzer-velden{grid-template-columns:1fr}}
label{display:block;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-2);font-weight:700;margin-bottom:6px}
select{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1px solid var(--line);border-radius:5px;background:var(--paper);color:var(--ink)}
select:focus{outline:2px solid var(--teal);outline-offset:1px}
#uitkomst{margin-top:26px}
.advies{border:1px solid var(--line);border-radius:6px;padding:18px 20px;margin-bottom:14px;background:var(--paper)}
.advies.top{border-left:4px solid var(--amber-2);background:#fff}
.advies h3{margin:0 0 4px;font-size:19px}
.advies .rang{font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--amber);font-weight:700}
.advies p{margin:6px 0 0;font-size:15px;color:var(--ink-2)}

/* footer */
footer.site{background:var(--deep);color:#b9d3d8;margin-top:60px;padding:46px 0 26px;font-size:15px}
footer.site a{color:#e3eff1;text-decoration:none}
footer.site a:hover{color:var(--amber-2);text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
@media(max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.fgrid{grid-template-columns:1fr}}
footer.site h4{color:#fff;text-transform:uppercase;font-size:13px;letter-spacing:.07em;margin:0 0 12px}
footer.site ul{list-style:none;margin:0;padding:0}
footer.site li{margin-bottom:8px}
.fbot{border-top:1px solid rgba(255,255,255,.16);margin-top:34px;padding-top:18px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13.5px;color:#9dbcc2}
.fbot a{color:#9dbcc2}

/* diversen */
.tag{display:inline-block;background:var(--paper-2);border:1px solid var(--line);border-radius:3px;padding:3px 9px;font-size:13px;color:var(--ink-2);margin:0 6px 6px 0}
.termen dt{font-weight:700;color:var(--deep);margin-top:18px;font-family:var(--serif);font-size:18px}
.termen dd{margin:4px 0 0;color:var(--ink-2)}
.center{text-align:center}
.klein{font-size:14px;color:var(--ink-2)}

body.home main{padding-top:0}

@media(max-width:660px){.topbar .wrap{gap:0}.topbar .wrap span:nth-child(n+2){display:none}}